Dreaming and reality are different. When we dream about coming into a Sudden Large Lump Sum of money, it's all about things we would buy or having the freedom to retire. But in the real world, what it more frequently brings is stress, worry and concerns.

This book deals with how to manage the situation by working with a qualified financial planner. It's designed to help people set up the financial side of their life to be relatively stress free and not particularly time consuming. If you have other interests in life besides finance, this may be the ideal approach for you.

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William S. Young, CFP(R) is a financial planner in Columbia, Maryland. He has over 40 years of investment experience, including 23 years as a branch manager for a national broker dealer. He resigned from management in 2006 in order to spend more time with his financial planning clients. He has been a CERTIFIED FINANCIAL PLANNING(TM) professional since 1985.